The policy provides protection to your property/expenses against accidental physical loss or damage. The policy is an “All Risks” protection and provides a broader coverage for loss or damage due to any causes except a few specific exclusions stated in the policy. The perils covered under this Policy, but not limited to the following:

♦  Accidental damage and/or breakage

♦  Fire, Lightning, explosions

♦  Earthquake and Volcanic Eruption

♦  Storm, Tempest and Flood and Inundation

♦  Damage caused by aircraft and other aerial devices and/or articles dropped there from

♦  Bursting and Overflowing of Water Tanks and Pipes

♦  Impact Damage by Road Vehicle

♦  Riot, Strike, Civil Commotion

♦  Malicious Damage

♦  Burglary/Thief