Fire and Allied Perils Insurance

The policy provides protection to your property such as Building, Contents, Furniture, fixtures and fittings, Plant and equipment, Office equipment, Stock-in-trade, Raw materials, semi finished product, Finished products and like against losses &/or damages caused by:

  1. Fire, Lightning.
  2. Earthquake and Volcanic Eruption.
  3. Storm, Tempest and Flood and Inundation.
  4. Damage caused by aircraft and other aerial devices and/or articles dropped there from.
  5. Bursting and overflowing of Water Tanks and Pipes.
  6. Impact damage by Road Vehicle.
  7. Riot, Strike, Civil Commotion.
  8. Malicious Damage.

In addition, to the above information the following expenses/losses may include under the policy converge :

  1. Burglary/Thief
  2. Loss of Rent
  3. Cost of Removal of Debris
  4. Architects’ Surveyors’ and Consultant Engineers’ Fees

Usual period coverage is 12 months and the policy is suitable for Industry, warehouses, shops, super markets, hyper markets, schools, hospitals, offices, residential villas, apartments, etc…)